Personal Accident

Product Personal Accident
Product Manufacturer Joint Carrier & MGAM
Carrier Amtrust

Product Approval Process

The POG concluded that the product is suitable for the target businesses and PA exposures arising from work activities whilst travelling.

Who this Product is suitable for:

SME Business owners, with 2 or more members of staff/directors who Travel Domestically and Abroad for business who may require medical attention or repatriation while travelling for business purposes. Personal Accident insurance providing a fixed one off benefit amount and weekly benefits to support and supplement reduced income as a result of being in an accident which prevents them from working.

Who this Product is not suitable for:

Consumers – any natural person purchasing a policy which is unrelated to their trade and/or occupation.
Large Corporate entities which exceed 50 staff which have more complex requirements.


Product Suitable Distrubution Strategy

Distribution Method Yes/No
Sold directly to customer by our firm No
Sold to the customer via Appointed Representative Yes
Sold via other intermediaries between us and the end-customer Yes
Sold via a comparison website No
MGAM Delegated Authority (Transactional) No
MGAM B2B2B Quote & Bind Platform Yes
MGAM B2B2C Quote & Bind Platform (first party system) No
MGAM B2B2C Quote & Bind Platform (third party system) No
Sub Delegated Authority (Coverholder) No
Coverholder B2B Quote & Bind Platform No
Coverholder B2C Quote & bind Platform No

For more information contact

Oliver Lawton
Head of Underwriting Support Services

T:+44 (0)203 946 9102
M:+44 (0)788 129 9867