Property Owners Liability

Product Property Owners Liability
Product Manufacturer Joint Carrier & MGAM
Carrier Convex

Product Approval Process

The POG concluded that the product is suitable for the target property owners and responds to their relevant legal exposures.

Who this Product is suitable for:

Property Owners insurance provides cover for property or land owned by the insured being, owned and/or rented out to a third party. Cover is available for liability if the tenants or members of the public are injured on the property and the insured is deemed to be at fault. The policy can also cover the insured for any incidental Employers Liability for example covering property maintenance and cleaning staff.

Who this Product is not suitable for:

Consumers – any natural person purchasing a policy which is unrelated to their trade and/or occupation.


Product Suitable Distrubution Strategy

Distribution Method Yes/No
Sold directly to customer by our firm No
Sold to the customer via Appointed Representative Yes
Sold via other intermediaries between us and the end-customer Yes
Sold via a comparison website No
MGAM Delegated Authority (Transactional) Yes
MGAM B2B2B Quote & Bind Platform Yes
MGAM B2B2C Quote & Bind Platform (first party system) No
MGAM B2B2C Quote & Bind Platform (third party system) No
Sub Delegated Authority (Coverholder) Yes
Coverholder B2B Quote & Bind Platform Yes
Coverholder B2C Quote & bind Platform No

For more information contact

Oliver Lawton
Head of Underwriting Support Services

T:+44 (0)203 946 9102
M:+44 (0)788 129 9867