Product Terrorism
Product Manufacturer Carrier
Carrier Atrium

Product Approval Process

The POG concluded that the product is suitable for the target businesses and property owners and responds to their exposure to terrorist acts.

Who this Product is suitable for:

Our Terrorism and Sabotage Insurance products comprise of solutions for:

Commercial Businesses – Particularly suiting the retail, entertainment and hospitality industries, but equally as important for professional service companies, manufacturing and other trading risks, who could be impacted by terrorist incidents when police cordons and exclusion zones can hinder access to property.
Property Owners – It’s not only commercial businesses that can suffer the effects of a non-damage terrorism loss. Commercial and residential property owners business can also be affected too.
Places of Worship (inc Mosques), Religious Centres Museums, Art Galleries.

Who this Product is not suitable for:

Consumers – any natural person purchasing a policy which is unrelated to their trade and/or occupation.


Product Suitable Distrubution Strategy

Distribution Method Yes/No
Sold directly to customer by our firm No
Sold to the customer via Appointed Representative Yes
Sold via other intermediaries between us and the end-customer Yes
Sold via a comparison website No
MGAM Delegated Authority (Transactional) No
MGAM B2B2B Quote & Bind Platform Yes
MGAM B2B2C Quote & Bind Platform (first party system) No
MGAM B2B2C Quote & Bind Platform (third party system) No
Sub Delegated Authority (Coverholder) No
Coverholder B2B Quote & Bind Platform No
Coverholder B2C Quote & bind Platform No

For more information contact

Oliver Lawton
Head of Underwriting Support Services

T:+44 (0)203 946 9102
M:+44 (0)788 129 9867
E: oliver.lawton@mgamutual.com