Every business and individual is at risk from terrorist attacks and not just in capital cities. A lone terrorist, armed only with a car or handheld weapon, may not cause widespread injury and property damage but, may still trigger significant financial loss.


You don’t need to be directly targeted to be severely affected. Terrorist attacks can cripple a much wider area: even if not directly affected, firms could face business interruption due to denial of access, loss of attraction, and the threat of further terrorism attacks.


In the global environment with the unpredictable nature of 21st century politics, the threat of political violence is becoming increasingly widespread. Incidents can have substantial consequences for an individual or a business’s assets and require specialised solutions.

Key points

  • Cover arranged with “A” rated carriers.

  • Instant quotations via MGAM’s market leading Quote and Bind platform.

  • System generated documents available immediately at point of sale.

  • Statement of fact basis – no need for proposal form.


The new Terrorism policy from MGAM offers insurance that protects businesses from the threat of Terrorism & Sabotage. Cover includes the following:

  • Capacity up to £10,000,000 any one location
  • Physical damage to property
  • Business interruption – including cover such as loss of profits and additional increased costs of working.

Optional extensions for non-damage or malicious attack events including: –

  • Denial of Access
  • Public Utilities
  • Loss of Attraction
  • Contingent Financial Loss (Named Direct Customers and Suppliers)
  • Brand Rehabilitation
  • Loss Control Clause
  • Public Authority Compliance.

Target market

The following is not an exhaustive list but gives an indication of the types of risk we will consider:

  • Retail, Entertainment and Hospitality industries,
  • Professional service companies
  • Manufacturing and other trading risks
  • Commercial and Residential Property risks
  • Banks, Financial institutions and Lenders wanting security on loans.

MGAM – Here’s why

  • We are a Lloyd’s approved Coverholder.

  • Our technology led solutions put you in control by allowing you to quote, bind and issue documents at the press of a button.

  • You have the support of an experienced team of professionals ready to respond to referrals.

  • All our products are developed in collaboration with our partners and are designed with you in mind.

  • We constantly monitor emerging trends and are perfectly positioned to provide pioneering solutions.

Picture of st-pauls-cathedral, London

I have just run a quotation through and some feedback for you is that it was very slick and easy to use. Certainly impressed and will look to use going forward.”

Jamie Willby Cert CII, New Business Manager – Construction.

To find out more about the MGAM Terrorism policy and the Quote & Bind Platform contact:

Monica King Divisional Director UK SME

T: +44 (0) 203 946 9114
M: +44 (0)7585 809677
E: monica.king@mgamutual.com