MGAM

MGAM have a Core Offering including:

• Public Liability Insurance, responding to the legal liabilities of our policyholders and the threat of financial loss from a claimant suing a policyholder of our target market because of injury or damage resulting from negligent acts and/or breach of statutory duty of the policyholder which breach their duty of care.

• Product Liability Insurance, responding to the legal liabilities of our policyholders and the threat of financial loss from a claimant suing the policyholder of our target market because of injury or damage resulting from the use of a product or out of the liability incurred by a contractor after completion of a job.

• Employers Liability Compulsory Insurance, responding to the threat of financial loss from an employee suing our policyholder (their employer) due to injury or disease incurred through, from or during the applicant’s employment as a result of negligent acts of the policyholder which breach their duty of care.

• Material Damage, including Contractors All Risk responding to financial loss incurred by our policyholder due to physical damage or loss of property on the premises or away from the premises including while in transit.

• Business Interruption Insurance, responding to financial loss of the policyholder or business which has been unable to trade as a result of physical damage to the property and/or denial of access.

• Personal Accident, responding to and providing compensation to employee beneficiaries of our policyholder  in the event of injuries, disabilities or death resulting solely from violent, accidental, external and visible means .These perils are not covered by employers liability insurance.

• Legal Expenses, responding to business problems that require legal advice, such as: employment/employee disputes; tax or VAT return enquiries; Health & Safety inspections ending with a threat to prosecute your business; neighbouring businesses restricting access to the premises; adverse publicity which threatens to damage reputation; PR advice.

Coming Soon

Excess of Loss, Professional Indemnity, Directors & Officers.

Quote and Bind Online Platform

• Per Capita: Public Liability, Employers Liability, Products Liability, Personal Accident, Contractors All Risks, Tools and Legal Expenses for over 400 trades.

• Wages and Turnover: Public Liability, Employers Liability, Products Liability and Legal Expenses.

• Event: Public Liability, Employers Liability, Equipment, Cancellation and Postponement. Cover can be single, multi or annual.

• Package: Caterers including restaurants, cafes and tearooms, pubs, hotels, guesthouses, offices, surgeries, residential lettings, land and commercial property owners.

• Property Owners Liability: Public Liability arising out of ownership of plots of land.

• Retail: Package policy, available for risks that are predominantly premises based for more than 150 trades, such as: Food Retailers, Hair & Beauty Trades and Clothing Retailers.

Coming Soon

Excess of Loss.